Responsible Lending

Our Commitment

We work only with lenders who adhere to responsible lending standards and comply with applicable federal and state regulations. Our network lenders are committed to:

• Transparent disclosure of all loan terms and conditions
• Fair and non-discriminatory lending practices
• Reasonable assessment of borrower's ability to repay
• Compliance with applicable interest rate and fee regulations
• Clear communication throughout the loan process

Before You Borrow

Before applying for any loan, please consider the following:

• Only borrow what you need and can afford to repay
• Understand all terms, including interest rates, fees, and repayment schedule
• Consider alternatives such as borrowing from family, friends, or your employer
• Explore assistance programs that may be available in your community
• Budget for loan payments to ensure you can meet your obligations

Understanding Loan Terms

Important Loan Information

• APR Range: 5.99% to 35.99% for qualified consumers
• Loan Amounts: Typically $200 to $5,000
• Repayment Terms: 61 days to 3 years
• Fees: May include origination fees, late fees, and other charges

Contact Us

If you have questions about responsible lending, please contact us: